{"id":2590,"date":"2023-06-25T06:09:47","date_gmt":"2023-06-25T06:09:47","guid":{"rendered":"https:\/\/saintgeorgelaw.com\/?page_id=2590"},"modified":"2023-07-24T17:32:20","modified_gmt":"2023-07-24T17:32:20","slug":"chapter-13","status":"publish","type":"page","link":"https:\/\/saintgeorgelaw.com\/bankruptcy\/chapter-13\/","title":{"rendered":"St. George Chapter 13 Attorney in Utah"},"content":{"rendered":"

Say goodbye to sleepless nights and constant creditor harassment.<\/span><\/h2>\n

Chapter 13 bankruptcy<\/b> can be a lifeline for individuals facing overwhelming debt. It offers a structured approach to reorganizing financial obligations and providing a path toward regaining control of one’s financial future. Navigating the complexities of Chapter 13 bankruptcy requires the <\/span>assistance of a St. George Chapter 13 attorney<\/b> in Utah who understands the intricacies of the law and can provide personalized guidance.<\/span><\/p>\n

Don’t face the complexities of Chapter 13 bankruptcy alone. Take advantage of the extensive experience and personalized approach of our <\/span>St. George bankruptcy attorneys<\/span><\/a> at Boyack Christiansen Legal Solutions. Contact us today to schedule a consultation and <\/span>experience the exceptional legal services that have earned us a reputation for excellence.\u00a0<\/b><\/p>\n

Let us be your trusted partner as we work together to navigate the challenges of Chapter 13 bankruptcy and help you reclaim your financial freedom.<\/span><\/p>\n

What is Chapter 13 Bankruptcy?<\/span><\/h2>\n

Chapter 13 bankruptcy is a <\/span>legal process available to individuals<\/b> in the United States who are facing significant financial challenges and want to reorganize their debts. It is one of several chapters under the <\/span>United States Bankruptcy Code<\/span><\/a> and offers a structured repayment plan to help debtors regain control of their financial situation.<\/span><\/p>\n

Unlike <\/span>Chapter 7 bankruptcy<\/span><\/a>, which involves liquidating assets to repay creditors, Chapter 13 bankruptcy <\/span>allows individuals to retain their property<\/b> while creating a plan to repay their debts over a specified period, typically three to five years. The repayment plan is based on the debtor’s income, expenses, and the value of their assets.<\/span><\/p>\n

What is the Purpose of Chapter 13?\u00a0<\/b><\/h3>\n

The purpose of Chapter 13 bankruptcy is to provide individuals with a structured framework <\/span>to reorganize their debts and regain control over their financial situation<\/b>. It aims to offer debtors an opportunity to resolve their financial challenges while keeping their property and assets.<\/span><\/p>\n

Who Can File for Chapter 13 Bankruptcy?\u00a0<\/b><\/h3>\n

Here is an overview of who may be eligible to file for Chapter 13 bankruptcy:<\/span><\/p>\n