{"id":2579,"date":"2023-05-08T21:34:11","date_gmt":"2023-05-08T21:34:11","guid":{"rendered":"https:\/\/saintgeorgelaw.com\/?page_id=2579"},"modified":"2023-10-27T08:27:27","modified_gmt":"2023-10-27T08:27:27","slug":"st-george-utah-chapter-7-attorney","status":"publish","type":"page","link":"https:\/\/saintgeorgelaw.com\/bankruptcy\/st-george-utah-chapter-7-attorney\/","title":{"rendered":"St. George Utah Chapter 7 Attorney"},"content":{"rendered":"

Chapter 7 Attorney in St. George, Utah<\/span><\/h2>\n

Get Rid Of Your Debts Now!<\/span><\/h2>\n

If you are struggling with debt, you may want to consider hiring a St. George Chapter 7 attorney. Bankruptcy can help you eliminate or restructure your debts, allowing you to care for yourself and your family. However, it is undeniable that the entire process can be pretty tedious for the average person. Therefore, hiring an <\/span>experienced bankruptcy attorney<\/span><\/a> is a must.<\/span><\/p>\n

At Boyack Christiansen Legal Solutions, we understand how difficult and frustrating it can be to deal with overwhelming debt. We believe that it is not your fault that financial difficulties are affecting you. Bankruptcy is designed to give you a second chance in life. It is never too late to get help if you need assistance.<\/span><\/p>\n

What is Chapter 7 Bankruptcy?<\/span><\/h2>\n

Chapter 7 Bankruptcy is a legal process in Utah that allows individuals or businesses to eliminate most unsecured debts, such as credit card debts, medical bills, and personal loans, by liquidating their non-exempt assets. In a Chapter 7 Bankruptcy, a trustee is appointed to oversee the liquidation of the debtor\u2019s non-exempt assets, and the proceeds from the sale of these assets are used to pay off the creditors.<\/span><\/p>\n

Chapter 7 Bankruptcy in St. George, is subject to specific eligibility requirements, such as passing a <\/span>means test<\/b> to determine whether the debtor has sufficient income to pay off their debts. In addition, certain exemptions allow the debtor to keep some of their assets, such as their primary residence, vehicle, and personal property.<\/span><\/p>\n

What Will Happen To Your Assets or Property If You File Chapter 7 Bankruptcy?<\/b><\/h3>\n

If you file for Chapter 7 Bankruptcy, your assets and property may be sold or liquidated to pay off your creditors. However, the extent to which your assets and property may be affected depends on various factors, such as the exemption laws in your state and the nature of your debts.<\/span><\/p>\n

In a Chapter 7 Bankruptcy, a trustee is appointed to oversee the liquidation of your non-exempt assets. Non-exempt assets are not protected by bankruptcy exemptions and may include luxury items, second homes, stocks, and other investments. The proceeds from the sale of these assets are then used to pay off your creditors.<\/span><\/p>\n

Can Chapter 7 Bankruptcy Stop Wage Garnishment?<\/b><\/h3>\n

Yes, Chapter 7 bankruptcy can stop wage garnishment. When you file for Chapter 7 bankruptcy, an automatic stay is effective immediately. The automatic stay prohibits creditors from continuing collection actions against you, including wage garnishment.<\/span><\/p>\n

If your wages are being garnished before you file for bankruptcy, the automatic stay will stop the wage garnishment. However, it is essential to note that the automatic stay may not stop wage garnishment for certain types of debts, such as child support and taxes. These types of debts are known as <\/span>non-dischargeable debts <\/b>and are not forgiven in bankruptcy.<\/span><\/p>\n

In addition to stopping wage garnishment, Chapter 7 bankruptcy can help you eliminate certain types of debts, such as credit card debt and medical bills. This can give you a fresh start and help you regain control of your finances.<\/span><\/p>\n

What Are The Property Exemptions Under Chapter 7 Bankruptcy in Utah?<\/span><\/h2>\n

In Utah, individuals filing for Chapter 7 bankruptcy may be able to keep specific properties and assets through exemptions. The following are some of the property exemptions available under Chapter 7 Bankruptcy in Utah:<\/span><\/p>\n